Lending institutions are more likely to help finance the purchase of an existing business rather than the start-up of a business from scratch.（）

A . A. fricatives B . B. dentals C . C. glides D . D. nasals

A . Ship Survey Bureau B . CCS C . Maritime Safety Administration D . all of the above

A．YES B．NO C．NOT GIVEN

A) Here you are. B) It is here. C) Yes, I would. D) I've got some money.

A．The fear of losing money. B．The fear of being bankrupt. C．The fear of seeing them go bankrupt. D．The fear of seeing them hate you afterwards.

A．multinational enterprises． B．private individuals when purchasing government bonds． C．governments or multilateral institutions． D．commercial banks．

W: First, financial statements are general-purpose statements. Secondly, the relationships between amounts on successive financial statements are not obvious without analysis. And thirdly, users of financial statements may be interested in seeing how well a company is performing. Q: What are they talking about？ (17) A．The methods of financial statements. B．The necessity of careful analysis of financial statements C．The relationship among financial statements. D．The purpose of financial statements.

A．Right B．Wrong C．Not mentioned

听力原文： Colleges and universities are degree-granting institutions of higher education. In the original sense of the word, a college was a group of students who gathered to share academic and residential facilities. Each college was a component part of a corporate body called a university. Today, especially in the United States, a college may be affiliated with a university (for example, Bernard College of Columbia University) or independent (for example, Smith College). American undergraduates traditionally have been required to take general survey courses before they specialize in major areas of concentration; the undergraduate program generally is four years, and each year is split into two or three semesters. After receiving a bachelor of arts (BA) or a bachelor of science (BS) degree, those who want additional education enroll in programs leading to a master of arts (MA) or a doctor of philosophy (Ph.D) degree or study at a medical, law, or other professional or technical graduate school at the same or another institution. In contrast, European students begin their higher education with specialized studies because their general education is completed in secondary school. In general, European universities have no prescribed courses, attendance requirements, or course grades. Students may attend lectures, but do their work directly with tutors who prepare them for examinations. Programs may be completed in two or six years. 15.What was the original meaning of the word "college"？ 16.When do American students begin to specialize in their major？ 17.When do American students begin to study at professional or technical graduate schools？ 18.In what way is European higher education different from US higher education？ (35) A．A degree-granting institution of higher learning. B．A group of students sharing academic and residential facilities. C．A component part of a large corporate body. D．An institution affiliated with a university.

W: Just put it under the tree there. Use it again any time. What's the probable relationship between these two speakers？ A．Relatives. B．Roommates. C．Colleagues. D．Neighbors.

A．to B．for C．from D．in

A．How heavy B．How C．How tall

A、Has many years of investment experience which,along with his participation in the CFA program,will allow him to deliver superior investment performance relative to other managers. B、Is a CFA Level III and passed the first two exams on the first attempt.He is an affiliate member of the CFA Institute.We expect him to become a regular member if he passes the Level III examination. C、Is a Level III CFA candidate and has many years of excellent performance in the investment management industry.Pulin is an affiliate member of the CFA Institute and will be eligible to become a CFA charterholder and regular member if he passes the Level III CFA Exam.